| First Niagara Bank - State Street Branch | Albany518-433-2000 | 518-433-2000 |
| First Niagara Bank - Guilderland Branch | Albany518-862-1100 | 518-862-1100 |
| First Niagara Bank - Capital Regional Market Center | Albany | |
| First Niagara Bank - Patroon Creek ATM | Albany | |
| First Niagara Bank - Western Ave Branch | Albany518-438-1226 | 518-438-1226 |
| First Niagara Bank - Westgate Price Chopper Branch | Albany518-435-0711 | 518-435-0711 |
| First Niagara Bank - Albion Branch | Albion585-589-5502 | 585-589-5502 |
| First Niagara Bank - Amherst Branch | Amherst716-831-9618 | 716-831-9618 |
| First Niagara Bank - Northtown Plaza Branch | Amherst716-833-8115 | 716-833-8115 |
| First Niagara Bank - West Amherst Branch | Amherst716-691-4265 | 716-691-4265 |
| First Niagara Bank - Northpointe Branch | Amherst716-691-4747 | 716-691-4747 |
| First Niagara Bank - Division Street Branch | Amsterdam518-842-7226 | 518-842-7226 |
| First Niagara Bank - Sanford Farms Price Chopper Branch | Amsterdam518-843-5006 | 518-843-5006 |
| First Niagara Bank - Church Street Branch | Amsterdam518-842-5700 | 518-842-5700 |
| First Niagara Bank - Route 30 Maple Avenue Branch | Amsterdam518-842-1486 | 518-842-1486 |
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| First Niagara Bank - Attica Branch | Attica585-591-2525 | 585-591-2525 |
| First Niagara Bank - Auburn Branch | Auburn315-252-9521 | 315-252-9521 |
| First Niagara Bank - Auburn Memorial Hospital | Auburn | |
| First Niagara Bank - Grant Avenue Branch | Auburn315-253-9970 | 315-253-9970 |
| First Niagara Bank - West Genesee Street Branch | Auburn315-255-3329 | 315-255-3329 |
| First Niagara Bank - Baldwin Place Branch | Baldwin Place914-628-1414 | 914-628-1414 |
| First Niagara Bank - Baldwinsville Branch | Baldwinsville315-638-0218 | 315-638-0218 |
| First Niagara Bank - Ballston Spa Branch | Ballston518-885-2535 | 518-885-2535 |
| First Niagara Bank - Barneveld Branch | Barneveld315-896-2669 | 315-896-2669 |
| First Niagara Bank - Batavia Branch | Batavia585-344-0501 | 585-344-0501 |
| First Niagara Bank - Bedford Hills Branch | Bedford Hills914-666-2700 | 914-666-2700 |
| First Niagara Bank - Chenango Branch | Binghamton607-772-6646 | 607-772-6646 |
| First Niagara Bank - Binghamton West Side Branch | Binghamton607-770-4200 | 607-770-4200 |
| First Niagara Bank - Binghamton Downtown Branch | Binghamton607-772-5412 | 607-772-5412 |
| First Niagara Bank - Blauvelt Branch | Blauvelt845-359-3220 | 845-359-3220 |
| First Niagara Bank - Lakeview Plaza (Brewster) Branch | Brewster845-279-7191 | 845-279-7191 |
| First Niagara Bank - Lakeside Memorial Hospital | Brockport | |
| First Niagara Bank - Brockport Branch | Brockport585-637-5247 | 585-637-5247 |
| First Niagara Bank - Brunswick Branch | Brunswick518-279-1152 | 518-279-1152 |
| First Niagara Bank - First Niagara Center ATM - 300 Level | Buffalo | |
| First Niagara Bank - Bidwell Branch | Buffalo716-882-4679 | 716-882-4679 |
| First Niagara Bank - Medical Campus Branch | Buffalo716-888-1420 | 716-888-1420 |
| First Niagara Bank - Rand Building Branch | Buffalo716-842-2500 | 716-842-2500 |
| First Niagara Bank - South Park Abbott Branch | Buffalo716-822-2658 | 716-822-2658 |
| First Niagara Bank - Hertel Branch | Buffalo716-838-2293 | 716-838-2293 |
| First Niagara Bank - East Clinton Branch | Buffalo716-826-1700 | 716-826-1700 |
| First Niagara Bank - North Buffalo Branch | Buffalo716-447-9048 | 716-447-9048 |
| First Niagara Bank - Main and Jewett Branch | Buffalo716-961-1900 | 716-961-1900 |
| First Niagara Bank - Tri-Main Center | Buffalo | |
| First Niagara Bank - Connecticut St Branch | Buffalo716-819-2790 | 716-819-2790 |
| First Niagara Bank - Elmwood Utica Branch | Buffalo716-884-7151 | 716-884-7151 |
| First Niagara Bank - Kenmore Branch | Buffalo716-862-8080 | 716-862-8080 |
| First Niagara Bank - Larkin Branch | Buffalo716-819-5900 | 716-819-5900 |
| First Niagara Bank - Roswell Park Cancer Institute ATM | Buffalo | |
| First Niagara Bank - Carthage Branch | Carthage315-493-0200 | 315-493-0200 |
| First Niagara Bank - Westside Branch | Catskill518-943-6861 | 518-943-6861 |
| First Niagara Bank - Catskill -582 Branch | Catskill518-943-4418 | 518-943-4418 |
| First Niagara Bank - Chatham Branch | Chatham518-392-9222 | 518-392-9222 |
| First Niagara Bank - Walden Galleria Branch | Cheektowaga716-896-3850 | 716-896-3850 |
| First Niagara Bank - Union Genesee Branch | Cheektowaga716-634-7737 | 716-634-7737 |
| First Niagara Bank - Cicero Branch | Cicero315-699-2595 | 315-699-2595 |
| First Niagara Bank - Main and Transit Branch | Clarence716-634-0368 | 716-634-0368 |
| First Niagara Bank - Halfmoon Branch | Clifton Park518-348-1111 | 518-348-1111 |
| First Niagara Bank - Clifton Park Branch | Clifton Park518-383-8791 | 518-383-8791 |
| First Niagara Bank - Vischer Ferry Branch | Clifton Park518-371-3360 | 518-371-3360 |
| First Niagara Bank - Clinton Branch | Clinton315-853-6134 | 315-853-6134 |
| First Niagara Bank - Cohoes Branch | Cohoes518-233-6581 | 518-233-6581 |
| First Niagara Bank - Wolf Road Branch | Colonie518-482-6074 | 518-482-6074 |
| First Niagara Bank - Conklin Branch | Conklin607-775-0404 | 607-775-0404 |
| First Niagara Bank - Copake Branch | Copake518-329-1122 | 518-329-1122 |
| First Niagara Bank - Cortlandville Branch | Cortland607-758-2350 | 607-758-2350 |
| First Niagara Bank - Cortland Branch | Cortland607-758-2200 | 607-758-2200 |
| First Niagara Bank - Delmar Branch | Delmar518-478-0544 | 518-478-0544 |
| First Niagara Bank - Cheektowaga Branch | Depew716-656-5707 | 716-656-5707 |
| First Niagara Bank - George Urban Branch | Depew716-601-0840 | 716-601-0840 |
| First Niagara Bank - Lancaster Branch | Depew716-684-4304 | 716-684-4304 |
| First Niagara Bank - Shoppingtown Branch | Dewitt315-446-9960 | 315-446-9960 |
| First Niagara Bank - Dunkirk Branch | Dunkirk716-366-5522 | 716-366-5522 |
| First Niagara Bank - East Aurora Branch | E. Aurora716-652-4100 | 716-652-4100 |
| First Niagara Bank - Clarence Branch | East Amherst716-688-3522 | 716-688-3522 |
| First Niagara Bank - Transit and Klein Branch | East Amherst716-250-4100 | 716-250-4100 |
| First Niagara Bank - East Greenbush Branch | East Greenbush518-477-7911 | 518-477-7911 |
| First Niagara Bank - Union Endicott Branch | Endicott607-754-1511 | 607-754-1511 |
| First Niagara Bank - Evans Mills Branch | Evans Mills315-629-5211 | 315-629-5211 |
| First Niagara Bank - Perinton Branch | Fairport585-223-5450 | 585-223-5450 |
| First Niagara Bank - Falconer Branch | Falconer716-661-2149 | 716-661-2149 |
| First Niagara Bank - Hobart & William Smith College Store | Geneva | |
| First Niagara Bank - Germantown Branch | Germantown518-537-7730 | 518-537-7730 |
| First Niagara Bank - Gloversville Branch | Gloversville518-773-7502 | 518-773-7502 |
| First Niagara Bank - Grand Island Branch | Grand Island716-773-7660 | 716-773-7660 |
| First Niagara Bank - Latta Long Pond | Greece585-225-5890 | 585-225-5890 |
| First Niagara Bank - Wanakah Branch | Hamburg716-627-2361 | 716-627-2361 |
| First Niagara Bank - Brierwood Branch | Hamburg716-648-5016 | 716-648-5016 |
| First Niagara Bank - Hamburg Branch | Hamburg716-646-0266 | 716-646-0266 |
| First Niagara Bank - Highland Falls Branch | Highland Falls845-446-6001 | 845-446-6001 |
| First Niagara Bank - Hillsdale Branch | Hillsdale518-325-8100 | 518-325-8100 |
| First Niagara Bank - Hilton Branch | Hilton585-392-5965 | 585-392-5965 |
| First Niagara Bank - Holley Branch | Holley585-638-6302 | 585-638-6302 |
| First Niagara Bank - Homer Branch | Homer607-749-6815 | 607-749-6815 |
| First Niagara Bank - East Fishkill Branch | Hopewell Junction845-897-4040 | 845-897-4040 |
| First Niagara Bank - Greenport Branch | Hudson518-828-4327 | 518-828-4327 |
| First Niagara Bank - Columbia-Greene Community College | Hudson | |
| First Niagara Bank - Columbia Memorial Hospital | Hudson | |
| First Niagara Bank - Hudson City Centre Branch | Hudson518-828-4331 | 518-828-4331 |
| First Niagara Bank - Triphammer Branch | Ithaca607-257-3122 | 607-257-3122 |
| First Niagara Bank - Ithaca Branch | Ithaca607-273-1431 | 607-273-1431 |
| First Niagara Bank - Ithaca College ATM | Ithaca | |
| First Niagara Bank - Cornell University ATM | Ithaca | |
| First Niagara Bank - Jamestown Branch | Jamestown716-661-2130 | 716-661-2130 |
| First Niagara Bank - Lakewood Branch | Jamestown716-661-2110 | 716-661-2110 |
| First Niagara Bank - Oakdale Mall Branch | Johnson City607-798-8896 | 607-798-8896 |
| First Niagara Bank - Johnstown Branch | Johnstown518-762-3947 | 518-762-3947 |
| First Niagara Bank - Sheridan Branch | Kenmore716-874-3500 | 716-874-3500 |
| First Niagara Bank - Kenmore Village Branch | Kenmore716-875-6880 | 716-875-6880 |
| First Niagara Bank - Kingston Branch | Kingston845-336-6909 | 845-336-6909 |
| First Niagara Bank - Mount Kisco Branch | Kisco914-241-1500 | 914-241-1500 |
| First Niagara Bank - Abbott Rd. Branch | Lackawanna716-823-8225 | 716-823-8225 |
| First Niagara Bank - Latham Circle Branch | Latham518-785-4596 | 518-785-4596 |
| First Niagara Bank - Lewiston Branch | Lewiston716-754-2901 | 716-754-2901 |
| First Niagara Bank - Niagara University ATM | Lewiston | |
| First Niagara Bank - Liberty Branch | Liberty845-292-5300 | 845-292-5300 |
| First Niagara Bank - Great Northern Branch | Liverpool315-622-0509 | 315-622-0509 |
| First Niagara Bank - Hiawatha Plaza Branch | Liverpool315-451-9404 | 315-451-9404 |
| First Niagara Bank - City of Lockport Branch | Lockport716-589-3500 | 716-589-3500 |
| First Niagara Bank - Town of Lockport Branch | Lockport716-625-6007 | 716-625-6007 |
| First Niagara Bank - Administrative Center | Lockport | |
| First Niagara Bank - Loudonville Branch | Loudonville518-435-1500 | 518-435-1500 |
| First Niagara Bank - Malone Branch | Malone518-483-6500 | 518-483-6500 |
| First Niagara Bank - Manlius Branch | Manlius315-682-2541 | 315-682-2541 |
| First Niagara Bank - Massena Branch | Massena315-769-9935 | 315-769-9935 |
| First Niagara Bank - Middletown Branch | Middletown845-692-4436 | 845-692-4436 |
| First Niagara Bank - Millerton Branch | Millerton518-789-1000 | 518-789-1000 |
| First Niagara Bank - Route 59 Branch | Nanuet845-623-6880 | 845-623-6880 |
| First Niagara Bank - Nassau Branch | Nassau518-766-2020 | 518-766-2020 |
| First Niagara Bank - New City Branch | New City845-634-4664 | 845-634-4664 |
| First Niagara Bank - Shopping Center Drive Branch | New Hartford315-792-9550 | 315-792-9550 |
| First Niagara Bank - New Hartford Branch | New Hartford315-797-6552 | 315-797-6552 |
| First Niagara Bank - Vails Gate Branch | New Windsor845-565-8714 | 845-565-8714 |
| First Niagara Bank - Newfane Branch | Newfane716-778-8558 | 716-778-8558 |
| First Niagara Bank - Town of Niagara Branch | Niagara Falls716-297-8741 | 716-297-8741 |
| First Niagara Bank - Niagara Falls Branch | Niagara Falls716-283-0749 | 716-283-0749 |
| First Niagara Bank - Power City Branch | Niagara Falls716-278-5944 | 716-278-5944 |
| First Niagara Bank - North Greenbush Branch | North Greenbush518-283-3464 | 518-283-3464 |
| First Niagara Bank - Taft Allen Branch | North Syracuse315-458-5520 | 315-458-5520 |
| First Niagara Bank - North Tonawanda Branch | North Tonawanda716-692-1417 | 716-692-1417 |
| First Niagara Bank - Payne Ave Branch | North Tonawanda716-693-7337 | 716-693-7337 |
| First Niagara Bank - Nyack Branch | Nyack845-353-7409 | 845-353-7409 |
| First Niagara Bank - Five Corners Branch | Orchard Park716-674-9515 | 716-674-9515 |
| First Niagara Bank - Quaker Crossing Branch | Orchard Park716-822-6900 | 716-822-6900 |
| First Niagara Bank - Orchard Park Branch | Orchard Park716-209-0360 | 716-209-0360 |
| First Niagara Bank - Ossining Branch | Ossining914-762-2592 | 914-762-2592 |
| First Niagara Bank - Owego Branch | Owego607-687-3232 | 607-687-3232 |
| First Niagara Bank - Palatine Bridge Branch | Palatine Bridge518-993-2212 | 518-993-2212 |
| First Niagara Bank - North Middletown Branch | Pearl River845-735-2939 | 845-735-2939 |
| First Niagara Bank - Penfield Branch | Penfield585-377-1730 | 585-377-1730 |
| First Niagara Bank - Pleasant Valley Branch | Pleasant Valley845-635-3411 | 845-635-3411 |
| First Niagara Bank - Potsdam Branch | Potsdam315-265-8500 | 315-265-8500 |
| First Niagara Bank - Clarkson University ATM | Potsdam | |
| First Niagara Bank - Vassar Branch | Poughkeepsie845-454-5512 | 845-454-5512 |
| First Niagara Bank - Vassar College ATM | Poughkeepsie | |
| First Niagara Bank - Queensbury Branch | Queensbury518-798-3333 | 518-798-3333 |
| First Niagara Bank - Ransomville Branch | Ransomville716-791-3009 | 716-791-3009 |
| First Niagara Bank - Ravena Branch | Ravena518-756-6133 | 518-756-6133 |
| First Niagara Bank - Plaza-Rochester Branch | Rochester585-238-7362 | 585-238-7362 |
| First Niagara Bank - Rochester Institute of Technology ATM | Rochester | |
| First Niagara Bank - Henrietta Branch | Rochester585-475-0510 | 585-475-0510 |
| First Niagara Bank - University Culver Branch | Rochester585-271-4683 | 585-271-4683 |
| First Niagara Bank - Gates Branch | Rochester585-429-7910 | 585-429-7910 |
| First Niagara Bank - Brighton Branch | Rochester585-241-3160 | 585-241-3160 |
| First Niagara Bank - Downtown Rochester Branch | Rochester585-546-2628 | 585-546-2628 |
| First Niagara Bank - Irondequoit Branch | Rochester585-266-2330 | 585-266-2330 |
| First Niagara Bank - Greece Branch | Rochester585-227-8181 | 585-227-8181 |
| First Niagara Bank - Pittsford Branch | Rochester585-385-8760 | 585-385-8760 |
| First Niagara Bank - East Henrietta Branch | Rochester585-272-0768 | 585-272-0768 |
| First Niagara Bank - Chili Gardiner Branch | Rochester585-235-7902 | 585-235-7902 |
| First Niagara Bank - Lyell-Plymouth Branch | Rochester585-454-2356 | 585-454-2356 |
| First Niagara Bank - Canal View | Rochester | |
| First Niagara Bank - Rome Branch | Rome315-337-5200 | 315-337-5200 |
| First Niagara Bank - Rotterdam Branch | Rotterdam518-357-2707 | 518-357-2707 |
| First Niagara Bank - Saunders Settlement ATM | Sanborn | |
| First Niagara Bank - Saranac Lake Branch | Saranac Lake518-891-3711 | 518-891-3711 |
| First Niagara Bank - Saratoga Price Chopper Branch | Saratoga518-583-4262 | 518-583-4262 |
| First Niagara Bank - Union Street Branch | Schenectady518-393-0480 | 518-393-0480 |
| First Niagara Bank - Schenectady Branch | Schenectady518-395-2300 | 518-395-2300 |
| First Niagara Bank - Bellevue Branch | Schenectady518-370-3100 | 518-370-3100 |
| First Niagara Bank - Glenville Branch | Schenectady518-346-0459 | 518-346-0459 |
| First Niagara Bank - Snyder Branch | Snyder716-839-9759 | 716-839-9759 |
| First Niagara Bank - Sodus Branch | Sodus315-483-9177 | 315-483-9177 |
| First Niagara Bank - Spring Valley Branch | Spring Valley845-352-6900 | 845-352-6900 |
| First Niagara Bank - Stony Point Branch | Stony Point845-942-1100 | 845-942-1100 |
| First Niagara Bank - Suffern Branch | Suffern845-357-1100 | 845-357-1100 |
| First Niagara Bank - Central New York Regional Market Center | Syracuse | |
| First Niagara Bank - Syracuse Univ Branch | Syracuse315-476-2530 | 315-476-2530 |
| First Niagara Bank - Downtown Syracuse Branch | Syracuse315-477-6100 | 315-477-6100 |
| First Niagara Bank - Syracuse University ATM | Syracuse | |
| First Niagara Bank - West Washington St Branch | Syracuse315-484-5556 | 315-484-5556 |
| First Niagara Bank - Fairmount Branch | Syracuse315-488-4326 | 315-488-4326 |
| First Niagara Bank - Shop City Branch | Syracuse315-437-1266 | 315-437-1266 |
| First Niagara Bank - Valley Plaza Branch | Syracuse315-469-5046 | 315-469-5046 |
| First Niagara Bank - Franklin Park Branch | Syracuse315-433-1030 | 315-433-1030 |
| First Niagara Bank - Tappan Branch | Tappan845-359-2110 | 845-359-2110 |
| First Niagara Bank - Broadway Branch | Troy518-271-0324 | 518-271-0324 |
| First Niagara Bank - Hudson Valley Branch | Troy518-272-0032 | 518-272-0032 |
| First Niagara Bank - Lansingburgh Branch | Troy518-235-4600 | 518-235-4600 |
| First Niagara Bank - Tully Branch | Tully315-696-8901 | 315-696-8901 |
| First Niagara Bank - Mohawk Valley Community College ATM | Utica | |
| First Niagara Bank - East Utica Branch | Utica315-792-9572 | 315-792-9572 |
| First Niagara Bank - Valatie Branch | Valatie518-758-6911 | 518-758-6911 |
| First Niagara Bank - Vestal Plaza Branch | Vestal607-770-7111 | 607-770-7111 |
| First Niagara Bank - Voorheesville Branch | Voorheesville518-765-3770 | 518-765-3770 |
| First Niagara Bank - Patriots Park Branch | Wappingers Falls845-297-3781 | 845-297-3781 |
| First Niagara Bank - Food King | Waterville | |
| First Niagara Bank - Watervliet Branch | Watervliet518-274-1402 | 518-274-1402 |
| First Niagara Bank - Waverly Branch | Waverly607-565-8145 | 607-565-8145 |
| First Niagara Bank - Webster Branch | Webster585-671-2070 | 585-671-2070 |
| First Niagara Bank - Weedsport Branch | Weedsport315-834-6663 | 315-834-6663 |
| First Niagara Bank - West Seneca Branch | West Seneca716-674-2317 | 716-674-2317 |
| First Niagara Bank - Seneca Square Branch | West Seneca716-825-6230 | 716-825-6230 |
| First Niagara Bank - Whitestown Branch | Whitesboro315-736-7503 | 315-736-7503 |
| First Niagara Bank - Eastern Hills Mall | Williamsville | |
| First Niagara Bank - Dashs B Kwik | Williamsville | |
| First Niagara Bank - Williamsville Branch | Williamsville716-633-3857 | 716-633-3857 |
| First Niagara Bank - Hopkins-Klein Branch | Williamsville716-688-4661 | 716-688-4661 |
| First Niagara Bank - Harris Hill Branch | Williamsville716-631-0127 | 716-631-0127 |
| First Niagara Bank - Wilson Branch | Wilson716-751-9361 | 716-751-9361 |
| First Niagara Bank - Wilton NY Branch | Wilton518-682-3300 | 518-682-3300 |
| First Niagara Bank - Windsor Village Branch | Windsor607-655-1211 | 607-655-1211 |
| First Niagara Bank - Wynantskill Branch | Wynantskill518-283-8600 | 518-283-8600 |
| First Niagara Bank - Jefferson Valley Branch | Yorktown Heights914-962-7283 | 914-962-7283 |
| First Niagara Bank - Youngstown Branch | Youngstown716-278-2424 | 716-278-2424 |
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